:root{
  --navy:#06172c;--navy2:#0d3158;--gold:#d7a62b;--gold2:#f0c45a;
  --ink:#10223a;--muted:#697386;--bg:#f5f7fa;--white:#fff;--green:#20c45a;
  --line:#e4e8ee;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
.container{width:min(1180px,92%);margin:auto}
.topbar{background:#04101f;color:#cbd7e6;padding:8px 0;font-size:13px}
.topbar .container{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:50;background:rgba(6,23,44,.97);backdrop-filter:blur(8px);border-bottom:1px solid #ffffff18}
.nav{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;color:white;text-decoration:none;font-weight:900}
.brand img{height:58px;width:auto;border-radius:8px}
.links{display:flex;align-items:center;gap:22px}
.links a{color:#e9eef5;text-decoration:none;font-size:14px;font-weight:800}
.links a:hover{color:var(--gold2)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:15px 20px;border-radius:11px;text-decoration:none;font-weight:900;border:1px solid transparent}
.btn-green{background:var(--green);color:#041a0a}
.btn-gold{background:linear-gradient(135deg,var(--gold2),#c88e13);color:#12223a}
.btn-outline{border-color:#ffffff55;color:white}
.hero{background:
radial-gradient(circle at 85% 25%,#244a78 0,#0f3156 27%,transparent 52%),
linear-gradient(135deg,#06172c,#0c2747 72%,#0c3158);color:white;padding:72px 0 58px}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;gap:48px;align-items:center}
.eyebrow{color:#f2c45d;text-transform:uppercase;letter-spacing:2.1px;font-weight:900;font-size:12px}
h1{font-size:clamp(43px,5.4vw,72px);line-height:1.02;letter-spacing:-1.4px;margin:14px 0 18px}
.hero p{color:#dbe5f1;font-size:20px;max-width:690px}
.hero-photo{background:#ffffff0b;border:1px solid #ffffff20;border-radius:22px;overflow:hidden;box-shadow:0 28px 70px #0005}
.hero-photo img{display:block;width:100%;aspect-ratio:5/4;object-fit:cover;object-position:center 18%}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:24px}
.trust div{border-top:1px solid #ffffff25;padding-top:11px;font-size:12px;color:#d8e2ef}
.trust b{display:block;color:#ffd56b;margin-bottom:4px}
section{padding:76px 0}
.section-title{font-size:38px;line-height:1.15;margin:0 0 10px;color:var(--navy)}
.section-lead{color:var(--muted);font-size:17px;max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px;box-shadow:0 9px 28px #0a25400b}
.card .icon{font-size:30px}
.card h3{margin:10px 0 7px;color:var(--navy)}
.card p{color:var(--muted)}
.card a{color:#9b710e;text-decoration:none;font-weight:900}
.alt{background:var(--bg)}
.promos{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}
.promo{background:linear-gradient(145deg,#fffdf5,#f7f0d9);border:1px solid #e7d39e;border-radius:18px;padding:24px}
.promo span{font-size:11px;letter-spacing:1.2px;font-weight:900;color:#74570e}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:15px;margin-top:30px}
.step{border:1px solid var(--line);border-radius:18px;padding:22px;background:white}
.step strong{font-size:32px;color:#b98a1d}
.about{display:grid;grid-template-columns:.8fr 1.2fr;gap:34px;align-items:center}
.about img{width:100%;border-radius:22px;box-shadow:0 20px 50px #0a254025}
.checks{list-style:none;padding:0}
.checks li{position:relative;padding-left:27px;margin:11px 0}
.checks li:before{content:"✓";position:absolute;left:0;color:#a57a17;font-weight:900}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin-top:30px}
.box{border:1px solid var(--line);border-radius:18px;padding:25px;background:#fff}
form input,form select,form textarea{width:100%;padding:13px;border:1px solid #ccd5df;border-radius:10px;margin:7px 0 12px;font:inherit}
form textarea{min-height:120px}
.cta{background:linear-gradient(135deg,#06172c,#12365f);color:white;text-align:center}
.cta .section-title{color:white}
.cta p{color:#d7e3f0}
footer{background:#04101f;color:#b9c7d6;padding:34px 0}
.footer{display:grid;grid-template-columns:1.4fr .8fr .8fr;gap:22px}
footer a{color:#eef3f7;text-decoration:none}
.small{font-size:12px;color:#7e8997}
.float{position:fixed;right:18px;bottom:18px;background:var(--green);color:#05200c;text-decoration:none;font-weight:900;padding:15px 18px;border-radius:50px;box-shadow:0 14px 35px #0004;z-index:80}
@media(max-width:900px){
 .links{display:none}.hero-grid,.about,.contact,.footer{grid-template-columns:1fr}
 .cards,.promos{grid-template-columns:1fr 1fr}.trust,.steps{grid-template-columns:1fr 1fr}
 .hero-photo{max-width:520px}
}
@media(max-width:620px){
 .cards,.promos,.trust,.steps{grid-template-columns:1fr}
 h1{font-size:43px}.section-title{font-size:31px}.topbar{display:none}.brand img{height:50px}
}